Effective Date: 12/01/2017

Welcome to Julie Sears Health Insurance Agency’s website ("Site"). By using our Site, you agree to be bound by the following terms and conditions.

Use of Website

This Site is intended for individuals seeking general information about insurance and the services we provide. You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of others.

No Guarantee of Coverage

We provide assistance in locating and applying for insurance policies. However, we do not guarantee approval, pricing, or coverage amounts. Final eligibility and pricing are determined by the carrier.

Intellectual Property

All content on this Site, including text, logos, graphics, and layouts, is the property of Julie Sears Health Insurance Agency or its licensors. You may not copy, reproduce, or distribute any content without written permission.

Disclaimer of Warranties

This Site is provided "as is" without warranties of any kind. We do not guarantee that the Site will be error-free, uninterrupted, or secure.

Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising out of your use of this Site or reliance on its contents.

Changes to Terms

We may revise these terms at any time. Continued use of the Site constitutes your acceptance of the updated terms.

Governing Law

These terms are governed by the laws of the State of Texas.