Disability Insurance
How will you take care of day to day expenses if you suddenly can’t work due to a disability?
Why Disability Insurance Matters
Also known as Disability Income Insurance (DI), insures the beneficiary's earned income against the risk that a disability creates a barrier for workers to complete their work's core functions. Disability insurance provides you with a monthly payment should you suffer either a short- or long-term disability, which renders you unable to work. Disability insurance will pay out a monthly benefit to replace your lost income due to any illness or injury, which prevents you from earning your income. Even if you have a short-term policy through your employer, pairing it with a private long-term disability policy will offer the most financial protection for you and anyone who depends on your income to pay the bills.